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Costs and alternatives

Compare repairing and replacing the essential.

For a fridge, washing machine or other essential appliance, compare quotes and eligible No Interest Loans before taking on fees.

CashLift is preparing to launch and is not accepting applications. Joining the waitlist is not an application or an offer.

Work out the real replacement cost

Compare a repair quote with the purchase price, delivery, installation and disposal costs of a replacement. A refurbished or second-hand item may cost less, but check condition, warranty terms and expected running costs.

Check No Interest Loans

Eligible No Interest Loans can cover essential appliances without interest or fees. The supplier invoice is paid directly rather than cash being deposited to you. Eligibility and ability to repay still apply; check the provider before committing to a purchase.

Allow room for repayments

CashLift’s planned amount paid range is $200–$2,000. Do not assume an appliance price fits the limit once delivery or installation is included. A short repayment term can create a substantial weekly commitment even for a relatively small purchase.

Source: official assistance information. Eligibility and provider terms apply.

A man preparing lunch beside a fridge in his kitchen.
Illustrative image

Explore the planned amount

$200 – $2,000
$1,000
  • Fees capped by law — every dollar shown before you sign
  • Weekly repayments, subject to assessment and final dates
Join the waitlist →

Amount explorer only, not a quote or offer. We're not lending yet — your term and repayments will come from your verified income and expenses.

The planned product pays $200–$2,000 to you, subject to assessment. Establishment is 20% of the amount received and monthly fees are 4% for each month or part month. Read a dated cost example and the estimate assumptions.

Questions for this expense

Can the planned CashLift funds buy a used appliance?

Discuss the actual purchase and loan purpose during assessment. The planned payout is to your bank account; approval and affordability requirements still apply.

Is a store interest-free offer cost-free?

Not necessarily. Check account fees, repayment conditions and what happens when the promotional period ends. Compare the total amount payable.

Funding is conditional on assessment, verification, acceptance and funding requirements. Bank processing affects receipt; no same-day timing is guaranteed. The offer will explain weekly repayments and the available repayment method before acceptance.