Do you really need a loan today?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
CashLift is preparing to launch and is not providing credit or accepting applications. The warning and free-help information below remain available while the site is a waitlist.
Check your options before you borrow:
- — For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
- — Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- — If you are on government benefits, ask if you can receive an advance from Centrelink — phone 13 17 94
The Government's MoneySmart website (moneysmart.gov.au) shows you how small amount loans work and suggests other options that may help you.
From us: we mean it. A CashLift loan suits a one-off, short-term need with a repayment that fits your budget. If you're already juggling debts, borrowing more usually makes it worse — the counsellors on 1800 007 007 are free, independent and genuinely helpful. Our own hardship pathway is there if your circumstances change mid-loan.
For current eligibility and application information about an advance payment, use Services Australia’s advance payment guidance. An advance is repaid from later payments. The contact number in the warning should not be treated as a guarantee of eligibility or approval.