From an estimate to an informed decision.

Our planned range is $200–$2,000 paid to you, with estimated terms of 4–16 weeks. The establishment fee is 20% of the amount received and the monthly fee is 4% for each month or part month. Calculator examples are illustrations; your offer will show actual figures and dates.

Read the dated fee example and compare alternatives before considering an application.

When applications open, you will be asked for personal details, identity information, income, expenses, existing commitments and the loan purpose. Electronic communication and bank-data access have their own consent information. Read it before agreeing.

Identity and financial information must be verified. Consented bank statement information helps assess income, spending and existing commitments. The assessment may require more information. Applying does not guarantee approval, and we do not promise a decision within a fixed number of minutes.

If an offer is available, read the contract, schedule and information provided before accepting. Check what you receive, the amount of credit, fees, total repayments and due dates. Your offer will explain the available repayment method and any authority required.

The planned schedule is weekly. The first repayment is the first declared payday within 14 days of the Loan Date; if that date is unknown or later, the first repayment is seven days after the Loan Date. Later repayments are weekly, subject to the contract’s business-day rules.

Funding depends on completing the required checks, accepting the applicable terms and meeting funding conditions. Funds are sent to the nominated bank account; bank processing can affect when they arrive. We do not guarantee same-day receipt.

Keep track of the schedule. If a problem arises, ask about hardship assistance early. For early repayment in full, request a payout figure so that future monthly fees and payments already received are treated correctly.