Questions before you consider a small loan.

CashLift is preparing to launch. We are not providing credit or accepting applications. Joining the waitlist requests updates; it is not an application, approval or offer.

The planned range is $200–$2,000 paid to you, with estimated terms of 4–16 weeks. Availability, amount and terms depend on assessment and the final offer.

In the ten-week example on our fees page, you receive $1,000, fees total $320 and scheduled repayments total $1,320 across ten weekly payments of $132. The $200 establishment fee and first $40 monthly fee are included in the $1,240 amount of credit. Two further $40 monthly fees are charged on 1 November and 1 December. Different dates or terms can affect fee counts.

No timing is guaranteed. Assessment, verification, any further information, acceptance and funding conditions must be completed. Bank processing also affects receipt. We will not treat a waitlist signup as a loan application.

Income, expenses, existing commitments, identity and ability to repay are assessed. Bank statement data requested with consent helps verify your circumstances. See eligibility and assessment. We do not promise approval or no checks.

Planned repayments are weekly. The first declared payday within 14 days of the Loan Date is used; if unknown or more than 14 days away, the first repayment is seven days after the Loan Date. Your offer will show the actual dates and available repayment method before acceptance.

There is no early payout fee. Request a payout figure: future monthly fees whose dates have not arrived are not charged if you repay in full first. Establishment and monthly fees already charged remain, and payments already received reduce what is due.

The contract will explain any permitted default charges and the consequences of missed payments. Contact us early if you expect difficulty. Asking for hardship assistance does not itself mean you are in default.

Consider a biller payment plan, eligible No Interest Loan, Services Australia advance or community assistance. Our alternatives guide explains the limits. Free financial counselling is available through the National Debt Helpline on 1800 007 007.

Use our contact details or complaints process. AFCA is an independent dispute resolution service; its website explains eligibility and how to complain.