Small loans, with the full cost clear.

A short-term shortfall needs a clear decision: can the problem be solved another way, and can the repayments fit alongside everyday costs? We are building CashLift around visible fees, a defined repayment schedule and information that helps you answer those questions.

Our planned product pays $200–$2,000 to the customer, with estimated terms of 4–16 weeks, subject to assessment and the final offer. It is intended for a one-off need, rather than an ongoing gap between income and expenses.

The establishment fee is 20% of the amount received, once. The monthly fee is 4% of that amount for each month or part month. These are our planned fees at the statutory caps, rather than prices all lenders must charge.

There is no early payout fee. If you repay in full before a future monthly fee date, that future fee is not charged. Already-charged fees remain part of the payout calculation. See the worked cost example.

Product explanations and articles are published by CashLift. We use our documented product decisions and identifiable external sources. Corporate authorship does not mean that a named independent expert has reviewed an article. Read our editorial policy.

Contact CashLift about information on this site. Our complaints process, hardship information and privacy information remain available. Before considering a loan, read alternatives for an unexpected expense.