Plan for the out-of-pocket amount.
Understand the treatment estimate, payment options and repayment cost before considering a small loan for medical or dental bills.
CashLift is preparing to launch and is not accepting applications. Joining the waitlist is not an application or an offer.
Get an itemised estimate
Ask the provider what is included and what additional tests, appointments or follow-up could cost. Confirm any Medicare or private insurance benefit directly with the relevant provider or insurer. A loan does not confirm that a treatment or claim is covered.
Ask about other payment options
Discuss a payment arrangement with the provider and check any fees. Eligible No Interest Loans can cover medical and dental costs without interest or fees. Check eligibility and how the invoice would be paid.
Allow for changes in income
Recovery time and repeat appointments can change the budget. Consider essential expenses and existing debts as well as the loan repayment. If a bill exceeds the planned $2,000 paid limit, make a plan for the remainder first.
Source: official assistance information. Eligibility and provider terms apply.
Explore the planned amount
- Fees capped by law — every dollar shown before you sign
- Weekly repayments, subject to assessment and final dates
Amount explorer only, not a quote or offer. We're not lending yet — your term and repayments will come from your verified income and expenses.
The planned product pays $200–$2,000 to you, subject to assessment. Establishment is 20% of the amount received and monthly fees are 4% for each month or part month. Read a dated cost example and the estimate assumptions.
Questions for this expense
Is a medical expense automatically approved?
No. The purpose does not remove identity, eligibility, verification or affordability requirements.
What if illness makes repayments difficult?
Contact the lender early about hardship options. Assistance depends on your circumstances; do not assume a particular deferral or restructure is guaranteed.
Funding is conditional on assessment, verification, acceptance and funding requirements. Bank processing affects receipt; no same-day timing is guaranteed. The offer will explain weekly repayments and the available repayment method before acceptance.