A bill spike shouldn't become a disconnection.
Quarterly electricity and gas bills land hard. Before you borrow: your provider must offer a payment plan if you ask. If that's not enough, a CashLift SACC can bridge it.
Electricity, gas, water and phone bills that arrived bigger than expected.
Here's what a $600 loan looks like
Adjust the amount to whatever you need. The establishment fee and monthly fee are fixed by law; your weekly repayment and term are set based on what you can afford.
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- Fees capped by law — every dollar shown before you sign
- Equal repayments, matched to your pay cycle
An illustration, not an offer. We're not lending yet — your term and repayments will come from your verified income and expenses.
Common questions
Q01 Should I ask my provider first? +
Yes — always. Every energy retailer must offer hardship payment plans, and they can't disconnect you while you're on one. Borrowing should be the second option, not the first.
Q02 What about government help? +
Most states offer energy bill concessions and one-off vouchers (like NSW EAPA). Ask your provider or ring the National Debt Helpline on 1800 007 007.
Q03 How fast are funds? +
Once your contract is signed, funds are sent to your nominated account.