vs Nimble
CashLift vs Nimble — same fee cap, different defaults.
Nimble is the best-known small amount lender in Australia. Both of us charge at the statutory cap, so the headline price is identical. The differences are in the fees that bite when something goes wrong.
Side-by-side
| Feature | CashLift | Nimble |
|---|---|---|
| Product type | SACC | SACC |
| Amount | $200 – $2,000 | $300 – $2,000 |
| Establishment fee | 20% (the cap) | 20% (the cap) |
| Monthly fee | 4% (the cap) | 4% (the cap) |
| Dishonour fee | $15 | $35 |
| Daily fee while in arrears | None | $7 per day in arrears |
| Early payout | $0 | No charge |
| Who chooses the term | We do, from your verified budget | Borrower selects |
Quick read.
Nimble figures taken from their own published material and checked on 18 August 2026: Nimble personal loan fee statement · Nimble small loans . Providers change their pricing — confirm current figures with Nimble before you decide. We are not affiliated with Nimble and this comparison is our own.
On the loan itself we cost the same, because the law caps both of us at the same numbers and we both charge at that cap. Where we differ is what happens if a repayment misses: our dishonour fee is lower and we don't charge a daily fee while you're behind. We'd rather talk to you about hardship than meter you by the day.